Settings
Total assets
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Borrowed
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Utilization
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Borrow APR
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Your shares
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Deposits
| Your deposits (shares) | — |
| Redeem value | — |
📈
Credit
| Collateral (ETH) | — |
| Debt | — |
| Health factor | — |
| Credit score | — |
📜
Loans & Governance
no proposals yet
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How Tamweel works
How to use
1.Connect your wallet (top-right Connect Wallet button). The dApp is configured for the Sepolia testnet (11155111) — AED-S and ETH here are test funds.
2.In the Deposits card, enter an amount and press Deposit to mint interest-earning vault shares — redeem them any time with Withdraw.
3.In the Credit card, press Supply to lock ETH as collateral; your health factor and credit score show up in the table.
4.Press Borrow to draw AED-S against your collateral, then use Repay to pay the debt back down.
5.In Loans & Governance, request an installment loan, or propose a loan-rate change and vote on proposals with your shares.
The process — what happens on-chain
1.TamweelVault mints shares for your AED-S deposit and enforces a liquidity buffer that withdrawals can never breach.
2.TamweelOracle publishes EMA-smoothed prices, so a single manipulated price print cannot crash collateral values.
3.TamweelMarkets lends against your collateral only while the LTV cap and a health factor of at least 1 hold; interest accrues per second and repayments return liquidity first.
4.TamweelLoans (gated by TamweelCompliance credit scores) runs installment loans on an on-chain schedule — late fees go to charity, never the bank.
5.TamweelCollateral Dutch-auctions collateral seized from unhealthy positions, and TamweelInsuranceFund backstops any remaining bad debt.
6.TamweelGovernor lets depositors vote with vault shares; parameter changes execute only after quorum and a timelock.
Flow graph
The happy path: deposits fund the vault, collateral unlocks credit, and Dutch auctions plus the insurance fund keep depositors whole.